According to Keeping Current Matters, your next move could bring your family closer, save money, and open the door to a better lifestyle. It’s an idea gaining momentum, with 17% of homebuyers now choosing multi-generational homes—houses shared by parents, adult children, and sometimes extended relatives. This is the highest level ever recorded by the National Association of Realtors (NAR), and for good reason. Let’s explore why this trend is growing and how it might be the perfect solution for your family. Making Homeownership More Affordable Buying a home in today’s market can be challenging with rising prices and mortgage rates. Multi-generational living offers a smart and practical solution by combining resources. Pooling incomes allows families to share the financial responsibilities of homeownership, from mortgages to utilities and beyond. This approach not only eases financial strain but may also enable you to afford a larger, more accommodating home that meets everyone’s needs. The opportunity to team up with family isn’t just about cost-saving—it’s about making homeownership attainable while creating a lifestyle that works for all generations. Strengthening Family Bonds The benefits of multi-generational living extend far beyond financial gains. Sharing a home means more opportunities to connect, whether through daily meals, celebrating milestones, or simply enjoying each other’s company. Grandparents can provide invaluable support with childcare or share stories and traditions, while younger generations bring energy and new ideas to the household. With everyone working together, household responsibilities are easier to manage, giving you more time to focus on what matters most—each other. A Lifestyle Built for Today In a fast-paced world, multi-generational homes offer a perfect blend of practicality and connection. Whether it’s about saving on costs, finding more space, or simply being closer to family, this lifestyle is designed to meet the demands of modern life. Ready to Find Your Family’s Dream Home? At Benson Group, we’re here to help you explore the possibilities of multi-generational living and find a home that meets your family’s unique needs. Whether you’re dreaming of more space or just starting to explore your options, let’s work together to make it happen. Contact us today to take the next step toward a brighter future for your family. Your dream home is just a call away—let’s make it yours! Source: keepingcurrentmatters.com

According to Keeping Current Matters, homeownership offers more than just a place to live—it’s a powerful way to build financial security. Over the years, as you pay down your mortgage and home values rise, you accumulate home equity, a valuable asset that can open doors to exciting opportunities.   What Is Home Equity? Home equity is the difference between your home’s current market value and the amount you still owe on your mortgage. It grows over time as you make payments and as the market value of your home increases. For many homeowners, this equity represents a significant portion of their overall wealth.   How Much Equity Do Homeowners Have?    Recent data reveals that homeowners have gained remarkable equity in their homes. This increase is due to consistent home appreciation and responsible borrowing practices. If you’ve owned your home for several years, you might be surprised by how much equity you’ve accumulated—equity that could help you achieve your financial and personal goals.   What Can You Do With Your Equity?   Your home equity can be a powerful tool for:   - Funding renovations: Enhance your home’s value and functionality.   - Investing in another property: Expand your real estate portfolio or purchase a vacation home.   - Consolidating debt: Simplify finances by using equity to pay off high-interest loans.   - Securing retirement income: Tap into equity as part of your long-term financial planning.   How to Access Your Equity    There are various ways to unlock your home equity, including home equity loans, lines of credit, or refinancing. Each option has its benefits and considerations, so it’s essential to consult with a trusted financial advisor or real estate professional to find the best fit for your needs.   Curious About Your Home’s Equity?    If you’ve been wondering how much equity you’ve built, now is the perfect time to find out. Understanding your home equity can help you make informed decisions about your future, whether you’re planning to move, renovate, or invest.   Ready to explore your home equity options? Contact us  today, and let’s discuss how you can make the most of this valuable asset. Together, we’ll create a strategy tailored to your goals.    Let’s turn your home equity into opportunities! Source: keepingcurrentmatters.com

According to U.S. News, the future of mortgage rates is a hot topic for anyone considering buying, selling, or refinancing a home. The outlook for 2025-26 brings exciting opportunities for those ready to make savvy financial decisions. Let’s explore what lies ahead for mortgage rates, the Federal Reserve’s influence, and actionable tips for navigating this evolving market. Mortgage Interest Rate Forecast for 2025-26 Experts predict that mortgage rates will stabilize in 2025-26, offering a balanced market for buyers and sellers. While rates may not drop to the historic lows seen during the pandemic, they’re expected to hover at moderate levels. This creates an environment where buyers can confidently plan their home purchases and sellers can anticipate consistent demand. When Will Mortgage Rates Go Down? The big question for many is, "When will mortgage rates decline?" While significant rate drops aren’t guaranteed, some analysts suggest that late 2025 or early 2026 could bring slight reductions, especially if inflation eases and the economy steadies. For buyers and homeowners, this means it’s essential to monitor trends and act when favorable rates become available. The Federal Reserve’s Role in Mortgage Rates The Federal Reserve plays a significant role in shaping mortgage rates through its monetary policies. While the Fed doesn’t set mortgage rates directly, its decisions on interest rates and inflation targets heavily influence them. As the Fed takes a measured approach to maintain economic stability, this could help keep mortgage rates in a manageable range for the foreseeable future. Tips for Home Buyers and Sellers in 2025 For home buyers, preparation is key. Strengthen your credit score, save for a larger down payment, and get pre-approved to secure the best possible rate. Acting quickly when rates are favorable can save you thousands over the life of your loan. For sellers, focusing on home improvements and pricing competitively will help attract motivated buyers. Highlight energy-efficient features and move-in-ready conditions to make your property stand out in a market that values convenience and sustainability. Mortgage Refinance Rate Forecast If you’re considering refinancing, 2025-26 may present golden opportunities. With rates stabilizing, homeowners can refinance to reduce monthly payments, switch to a fixed-rate loan, or tap into home equity for other investments. Acting during periods of slight rate decreases can maximize your savings and improve your financial outlook. Prepare for Success in 2025-26 The coming years promise a stable and exciting period for the housing market. Whether you’re buying, selling, or refinancing, staying informed and working with knowledgeable professionals will help you make the most of the opportunities ahead. Ready to take the next step? Contact the Benson Group today to discuss your options and create a plan tailored to your goals. Source: U.S. News

< Back 65 Capay Cir, South San Francisco 65 Capay Cir, South San Francisco Sold $585,000 Property Description What a Beauty.....Huge Lot with City Views, Both Bathrooms Remodeled, Gorgeous Hardwood Floors, Double Paned Windows, Newly Painted Inside and Out! No Refrigerator. This Is Ready To Move In. Desirable Buri Buri Area. Contact Agent Benson Group (650) 245-4530 bensongroup@compass.com Request More Info Property Details Property Type Single Family Home Bedrooms 3 Bathrooms 2 Size 1,160 sqft Side Represented Seller Year Built 1948 Property Location 65 Capay Cir, South San Francisco, CA 94080, USA

< Back 1435 Channing Ave, Palo Alto 1435 Channing Ave, Palo Alto Sold $1,100,000 Property Description Sold off-market. Contact Agent Benson Group (650) 245-4530 bensongroup@compass.com Request More Info Property Details Property Type Single Family Home Bedrooms 2 Bathrooms 1 Size 1,223 sqft Side Represented Seller Year Built 2013 Property Location 1435 Channing Ave, Palo Alto, CA 94301, USA

< Back 505 Santa Clara Way, San Mateo 505 Santa Clara Way, San Mateo Sold $1,550,000 Property Description Welcome to 505 Santa Clara Way, a charming and beautifully updated 3 bedroom, 1 bathroom home in the heart of San Mateo. As you step inside, you'll be greeted by a warm and inviting atmosphere, where attention to detail and thoughtful upgrades are evident. The well-appointed kitchen boasts modern appliances, stylish cabinetry, and ample counter space, making it a joy for both aspiring chefs and seasoned cooks alike. The home's three bedrooms provide cozy retreats, featuring ample natural light and space for personalization. The bathroom has been tastefully updated, offering an environment to unwind and refresh. The backyard offers ample space for you to enjoy outdoor living and entertaining. The covered lounge area includes a media center and heating lamps making it the perfect place to relax or watch the big game. Whether you're hosting a barbecue with friends or simply relaxing, this backyard is sure to become a favorite retreat. Conveniently located in San Mateo, 505 Santa Clara Way offers easy access to local amenities, schools, and parks. With its combination of classic charm and modern convenience, this home provides a unique opportunity for comfortable and stylish living. Contact Agent Benson Group (650) 245-4530 bensongroup@compass.com Request More Info Property Details Property Type Single Family Home Bedrooms 3 Bathrooms 1 Size 1,100 sqft Side Represented Seller Year Built 1948 Property Location 505 Santa Clara Way, San Mateo, CA, USA