As more listings emerge, market activity normalizes, offering better stability for buyers. 2. Homeownership = Long-Term Wealth While mortgage rates have fluctuated, the true value of buying remains Why buying now still makes sense: Equity accumulation beats renting in the long run. Buying a home is one of the biggest — and most rewarding—decisions you can make. Let’s connect and build your strategy together — this could be your season.

According to keepingcurrentmatters.com, many buyers are waiting for mortgage rates to drop before purchasing Here are three strategies to discuss with your lender: Mortgage Buydowns – By paying an upfront fee, Many first-time buyers are negotiating buydowns with sellers to offset higher rates. Unlike the risky ARMs of the early 2000s, today’s versions require buyers to qualify at higher potential Assumable Mortgages – Some buyers can take over a seller’s existing loan, including its lower rate.

growing number of homeowners are choosing to downsize without taking on new debt — and instead are buying rolling into another mortgage, more and more homeowners are choosing to use their sale proceeds to buy Whether your goal is financial freedom, less responsibility, or simply a fresh start, buying your next If you’re wondering, “Could I actually buy my next home without a mortgage?”   Let’s talk — you might be closer to buying in cash than you think.

Let’s take a closer look at the most common myths about buying a newly built home, why they don’t hold These can include mortgage rate buy-downs, closing cost credits, design upgrades, or even appliances. After all, why involve another party if you’re buying straight from the source? Think of it this way: Buying a home is one of the largest investments you’ll ever make. Buying a newly built home doesn’t have to feel intimidating, and it certainly shouldn’t be ruled out

“It should be easier for builders as rates go down, as they need to borrow to build,” said Lautz. High costs in the buying market have delayed homeownership for many buyers and kept inflation-strapped Record-high interest rates deterred more than 69% of renters from buying a home in 2023, a Zumper report Since many people cannot afford to buy a home, they are likely to consider renting a single-family home Renting over buying their first home Prices for single-family rentals are increasing faster than rent

News, if you're preparing to move, one of the biggest questions you may face is: Should you buy a new While there’s no one-size-fits-all answer, under the right circumstances, buying first can be a smart Why Buying First Can Be a Smart Strategy 1. Whether you're targeting a specific neighborhood or have a wishlist of must-have features, buying first What to Consider Before Buying Your First 1. Can You Afford to Carry Two Homes?

And if you’ve recently overheard a work colleague talk about buying a house without a real estate agent Yes, you can buy a house without an agent, but for buyers, a good agent can make all the difference — , handling everything from finding available homes and arranging viewings to advising on first-time buyer creative solutions to make your offer stand out, like unique clauses or programs that enhance your buying agents are adept at negotiating on your behalf, ensuring your interests are protected throughout the buying

dream of homeownership , here’s some information you may find helpful on why and where your peers are buying home: “Of those surveyed, 34% said that starting or growing their family was their main motivation to buy That’s because buying a home allows you to stabilize what’s typically your biggest monthly expense: your If those reasons have you feeling ready to buy, here’s some information on where your peers are finding boost their buying power and offset the challenges that come with today’s mortgage rates .

a home appraisal is one of the most important steps in any real estate transaction — whether you're buying In our experience working with clients throughout the buying and selling process, a well-handled appraisal It also protects buyers from overpaying and helps sellers justify their asking price. If you're buying with cash, the appraisal may not be required, but it's still a smart move for peace Some buyers choose to cover the gap with cash — especially in a competitive market. Walk away.  

News, the future of mortgage rates is a hot topic for anyone considering buying, selling, or refinancing 2025-26 Experts predict that mortgage rates will stabilize in 2025-26, offering a balanced market for buyers Tips for Home Buyers and Sellers in 2025 For home buyers, preparation is key. For sellers, focusing on home improvements and pricing competitively will help attract motivated buyers Whether you’re buying, selling, or refinancing, staying informed and working with knowledgeable professionals

since 1981 offers an in-depth analysis of home buying and selling trends over the past year. First-Time Home Buyers First-time buyers have reached a historical low, facing inventory shortages, high Median Age of Buyers The median age of home buyers is at an all-time high, as many save longer to buy Both first-time and repeat buyers are older on average, with some repeat buyers moving after retirement Families with Children Under 18 Buyers with children under 18 represent only 27% of recent buyers—a historic

Source: keepingcurrentmatters.com Are you planning to buy a home this spring? So, when you find the home you want to buy, remember these four tips to make your best offer. 1. They will be a critical part of your home buying process.” Agents are local market experts. They know what’s worked for other buyers in your area and what sellers may be looking for in an offer Bottom Line When you buy a home this spring, work with a real estate advisor to make your best offer.