These factors can translate into meaningful savings and a smoother buying experience. This calmer pace can make the buying process far less stressful than the spring rush. Is January Really the Best Time to Buy a Home? buy during peak spring months. Will I have less competition if I buy in winter? Typically, yes.

As more listings emerge, market activity normalizes, offering better stability for buyers. 2. Homeownership = Long-Term Wealth While mortgage rates have fluctuated, the true value of buying remains Why buying now still makes sense: Equity accumulation beats renting in the long run. Buying a home is one of the biggest — and most rewarding—decisions you can make. Let’s connect and build your strategy together — this could be your season.

According to keepingcurrentmatters.com, many buyers are waiting for mortgage rates to drop before purchasing Here are three strategies to discuss with your lender: Mortgage Buydowns – By paying an upfront fee, Many first-time buyers are negotiating buydowns with sellers to offset higher rates. Unlike the risky ARMs of the early 2000s, today’s versions require buyers to qualify at higher potential Assumable Mortgages – Some buyers can take over a seller’s existing loan, including its lower rate.

growing number of homeowners are choosing to downsize without taking on new debt — and instead are buying rolling into another mortgage, more and more homeowners are choosing to use their sale proceeds to buy Whether your goal is financial freedom, less responsibility, or simply a fresh start, buying your next If you’re wondering, “Could I actually buy my next home without a mortgage?”   Let’s talk — you might be closer to buying in cash than you think.

Let’s take a closer look at the most common myths about buying a newly built home, why they don’t hold These can include mortgage rate buy-downs, closing cost credits, design upgrades, or even appliances. After all, why involve another party if you’re buying straight from the source? Think of it this way: Buying a home is one of the largest investments you’ll ever make. Buying a newly built home doesn’t have to feel intimidating, and it certainly shouldn’t be ruled out

January is one of the best times to buy in San Mateo.   Life doesn’t stop after you buy a home, and unexpected expenses happen. But if your plans are more long-term, buying can be a smart move. 5. FAQ: Buying a Home in San Mateo Do I need 20% down to buy in San Mateo? Not always. January is often one of the best times to buy in San Mateo , with less buyer competition, motivated sellers

“It should be easier for builders as rates go down, as they need to borrow to build,” said Lautz. High costs in the buying market have delayed homeownership for many buyers and kept inflation-strapped Record-high interest rates deterred more than 69% of renters from buying a home in 2023, a Zumper report Since many people cannot afford to buy a home, they are likely to consider renting a single-family home Renting over buying their first home Prices for single-family rentals are increasing faster than rent

News, if you're preparing to move, one of the biggest questions you may face is: Should you buy a new While there’s no one-size-fits-all answer, under the right circumstances, buying first can be a smart Why Buying First Can Be a Smart Strategy 1. Whether you're targeting a specific neighborhood or have a wishlist of must-have features, buying first What to Consider Before Buying Your First 1. Can You Afford to Carry Two Homes?

Is San Mateo, CA still a smart buy for homebuyers in 2026? San Mateo remains a smart buy for many homebuyers in 2026, especially those focused on long-term stability Is Buying in 2026 a Smart Opportunity? buy when the numbers make sense for their lives today and support where they want to be in the years Are condos or single-family homes a better buy in San Mateo right now?

And if you’ve recently overheard a work colleague talk about buying a house without a real estate agent Yes, you can buy a house without an agent, but for buyers, a good agent can make all the difference — , handling everything from finding available homes and arranging viewings to advising on first-time buyer creative solutions to make your offer stand out, like unique clauses or programs that enhance your buying agents are adept at negotiating on your behalf, ensuring your interests are protected throughout the buying

a home appraisal is one of the most important steps in any real estate transaction — whether you're buying In our experience working with clients throughout the buying and selling process, a well-handled appraisal It also protects buyers from overpaying and helps sellers justify their asking price. If you're buying with cash, the appraisal may not be required, but it's still a smart move for peace Some buyers choose to cover the gap with cash — especially in a competitive market. Walk away.  

dream of homeownership , here’s some information you may find helpful on why and where your peers are buying home: “Of those surveyed, 34% said that starting or growing their family was their main motivation to buy That’s because buying a home allows you to stabilize what’s typically your biggest monthly expense: your If those reasons have you feeling ready to buy, here’s some information on where your peers are finding boost their buying power and offset the challenges that come with today’s mortgage rates .